Welcome to Switzerland: Your First Steps as an International Student

 

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Congratulations on securing your student visa and choosing Switzerland for your international studies! This comprehensive guide will walk you through essential steps to take both before and after your arrival, helping you settle in smoothly and make the most of your time here. Instead of twiddling your thumbs, you can be proactive and get a head start on several important aspects of your new life.

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Before You Arrive

Housing

Securing accommodation should be one of your first priorities. Unlike many countries, most Swiss universities do not offer on-campus housing for long-term studies, necessitating a proactive approach to your search. Begin by utilizing the information provided on your university's website about accommodations, which often includes links to reputable housing websites.

An effective method is to use Google to search for student accommodations in your specific city. Many students have found success with this approach. Additionally, joining Facebook groups dedicated to accommodations in your city or region can be beneficial. In these groups, you can create a post describing your requirements, including budget, and interested parties may reach out to you.

If you're unable to secure permanent housing before arrival, don't panic. Temporary housing options are available, and being in the country will allow you to assess the market firsthand.

Health Insurance

Health insurance is mandatory in Switzerland and must be in place from your day of arrival. If you didn't provide health insurance information during your visa application, it's crucial to research your options beforehand. Several providers offer packages designed specifically for international students, such as SwissCare, Coverio, and SWICA. These typically offer compulsory basic health insurance covering illness, accidents, and maternity.

These companies provide Swiss health insurance packages for international students that are generally more affordable than traditional Swiss insurance plans. Each semester, you'll need to complete an "Exemption from compulsory health insurance" form, which excuses you from the standard Swiss compulsory health insurance.

You may also use insurance from your home country if your plan meets Swiss requirements, even if your home country is outside Europe. However, you'll still need to complete the exemption form. Remember, while you can purchase health insurance after arrival, it will be retroactively applied from your arrival date in Switzerland.

Banking

Prior to arrival, review banking packages and consider your options. For students under 26, many banks offer fee-free packages. Even for those over 26, there are student accounts with no fees, although these packages may be more basic.

Consider major banks like UBS or Credit Suisse (now acquired by UBS). Depending on your region, a cantonal bank such as ZKB or BCGE may also be a great option. Some students find banks like PostFinance or Migros Bank to be limiting, but they do cover basic needs.

Note that depending on your nationality, you may face difficulties opening an account with some traditional Swiss banks. In such cases, online banks like Revolut, Wise, and Neon can be good alternatives.

Interestingly, you might not need to open a Swiss bank account immediately. In my first two years, I didn't see the need for an account as I wasn't working in Switzerland, and my home country cards had no foreign transaction fees. I could pay rent online or use Revolut for payments, with the added bonus of receiving points and cashback for using my home credit cards.

However, when I started a paid internship and moved into a private rental, a Swiss bank account became necessary to receive my salary and for the rental process. Assess your needs to determine if you require an account and which bank would be most suitable.

Transportation

Understanding transportation options is crucial, especially when choosing housing. Switzerland boasts an excellent public transportation system, including trains, buses, and trams. 

Consider getting a Half-Fare Travel card for significant travel discounts. For those under 25, there are increased savings. The standard Half-Fare travel card costs 190 CHF per year (with annual renewal at 170 CHF); while for youths 25 and under, it's 120 CHF per year (with renewal at 100 CHF). 

If you plan to travel extensively, a GA card might be a better option, allowing unlimited travel throughout Switzerland on most public transport and offering discounts on others such as cable cars. However, it comes at a higher cost: for a second-class ticket, it's 2,780 CHF annually or 260 CHF monthly for those 25 and under, and 3,995 CHF annually or 355 CHF monthly for those over 25.

Many regions also offer special student passes for local transportation, so check with your university or local transport authority for these options.

Language Preparation

While many Swiss speak English, learning the local language will significantly enhance your experience. Determine the primary language of your study location - it could be German, French, Italian, or Romansh. Start practicing basic language skills using apps like Duolingo, Busuu, or Babbel to get a head start.

After Arrival

Registration and Residence Permit

Your first priority upon arrival should be handling legal requirements. Within 14 days of arrival, you must register at your local Residents' Registration Office (Einwohnerkontrolle/Contrôle des habitants/Puntocittà). Bring your passport, visa (if applicable), proof of address, and university acceptance letter.

Registration is mandatory even if your address is temporary. For instance, I arrived and stayed in temporary accommodations for two weeks before moving into my apartment. I registered my arrival on my second day in Switzerland, bringing both the lease for my permanent address and the booking information for my temporary stay. At the end of the process, you'll receive a certificate of residence, costing around 30-40 CHF (price varies by canton).

As a student, you'll also need a residence permit. The process varies by canton but typically involves submitting an application form, a passport copy, proof of enrollment, and proof of financial means. Some registration offices allow you to submit the residence permit application concurrently with your arrival registration.

After application submission, you'll receive an appointment for biometric data collection (fingerprints and a photograph). This process can take up to 8 weeks (or longer), so don't be alarmed if it takes some time. The fall season, with its new intake of students, is generally a busy time for migration offices. If you arrive before the offices gets busy with the new wave of students, you may receive your permit sooner.

Keep in mind that your residence permit must be renewed annually. The renewal process is straightforward and typically done by mail. You'll receive the form from the migration office requesting the same details as before. Once submitted, you'll then receive your renewed ID in the mail, along with an invoice for payment (this invoice may arrive separately).

Finalizing Housing

If you weren't able to secure accommodation before arrival, don't panic. Many temporary apartments are available, and being in the country allows you to assess the market directly. Some apartments are advertised in newspapers or bulletins, or even by word of mouth. Engaging with classmates can provide surprising insights - there's often someone who knows someone.

University information boards frequently have listings for shared rooms or apartments with easily accessible contact details. These listings are tailored to students, improving your chances of success. Utilize all available resources - university websites, cohort group chats, and personal connections.

Healthcare

If you opted to wait on purchasing health insurance, do so immediately upon arrival. Ideally, this should be done before registering at the registration office. While not required for registration, health insurance is mandatory, and you may need to make a second trip to submit this document. To save time, purchase your insurance (if needed) before arrival or registration. It can be purchased online; if you know your arrival date in Switzerland, set your coverage to begin from that day. If purchasing after arrival, remember that coverage will be retroactively applied to your arrival date.

Banking

If you reviewed banking options before arriving, you're well-prepared. If not, don't worry. You can consult with different banks or seek recommendations from Swiss classmates to find the most suitable option. Once decided, schedule an appointment. You'll receive confirmation and a list of required documents. Account opening typically takes half an hour or less.

Transportation

If you were proactive about transportation, you can visit the nearest SBB office to obtain your chosen transport card on the same day of your arrival. You'll need to provide personal details, proof of address, a passport photo (retain extras from your visa application, as many Swiss processes require them), and payment. In about 15 minutes, you'll receive a temporary Swiss transport pass, with the permanent card arriving by mail later.

Language Learning

If you followed the advice to start learning the language, you likely know a few words already. Excellent start! Continue your language learning journey, as it will be invaluable, especially if you consider making Switzerland your permanent home. Most universities offer language courses for international students. Consider enrolling to improve your skills and meet fellow students. Keep an eye out for flyers advertising external language courses as well.

University Orientation

Maximize the use of your university's resources. Attend orientation sessions, which provide crucial information about academic procedures, campus facilities, and student services. Meet with academic advisors to plan your course schedule and understand degree requirements.

Cultural Adjustment

Adapting to Swiss culture will enhance your stay. Familiarize yourself with local customs: Swiss people value punctuality, cleanliness, and adherence to rules. Learn about local etiquette. It's normal to feel overwhelmed initially, so be patient with yourself as you adjust.

Social Integration

Building a social network will enrich your experience. Join student organizations - most universities have clubs and societies catering to various interests. Participate in local events, attend festivals, markets, and cultural events to immerse yourself in Swiss life.

Final Thoughts

Your journey as an international student in Switzerland is about to begin, filled with opportunities for personal growth, academic achievement, and unforgettable experiences. By addressing these essential steps, you'll establish a strong foundation for a successful and enjoyable stay in this beautiful country.

Remember, it's normal to feel overwhelmed at times. Don't hesitate to seek assistance from your university's international student office or fellow students. Embrace this new chapter with an open mind and enthusiasm. Welcome to Switzerland – we wish you a fantastic academic journey ahead!

Useful Resources and Quick Links

Here are some useful links to help you get started on your journey as an international student in Switzerland:

• Swiss Health Insurance Options: SwissCare, Coverio, SWICA.
• Swiss banks: UBS, Credit Suisse, Zürcher Kantonalbank (ZKB), Banque cantonale de Genève (BCGE), PostFinance.
• Public Transportation: SBB